TD$ is a blockchain-based digital currency pegged 1:1 to the Kenyan Shilling, built as a transparent, programmable and compliant settlement layer for real-economy payments.
Global stablecoins move money across borders. TD$ gives that money a compliant, local landing place, so payments in agriculture, trade and mining settle instantly, traceably and in shillings.
A programmable digital shilling designed to hold its value against the Kenyan Shilling.
A permissioned token layer built for traceability and for testing inside the CBK and CMA regulatory sandboxes.
Focused on smallholder value chains, cooperatives and trade, where instant and transparent payment matters most.
Supports Kenya's CBDC readiness and Digital Economy Blueprint objectives.
Cross-border stablecoin payments over Flutterwave and Polygon infrastructure.
Interoperability between TD$, USDC and USDT through a single conversion layer.
Instant, transparent payments between farmers, cooperatives, buyers and businesses.
Pilot on-chain settlement between farmers, cooperatives and buyers through the Terralima platform.
A path for unbanked and underbanked users to transact digitally in their own currency.
On-chain payments help reduce leakages, fraud and illicit flows.
A bridge between global stablecoins and local currency, with fewer steps between sender and recipient.
Extend to East African markets through AFIK's network and the AfCFTA digital trade framework.
Informs regulation and strengthens Kenya's leadership in digital finance.
The agriculture pilot aims to show instant, transparent and traceable payments between farmers, cooperatives and buyers.
Payment APIs, merchant network integration and liquidity rails for stablecoin conversion.
Blockchain infrastructure, technical support and ecosystem visibility.
Develop and issue TD$, run the pilots and ensure compliance.
Policy engagement, industry collaboration and regulatory sandbox participation.
Oversee the sandbox and compliance frameworks for digital currencies.
Partnership design and regulatory consultations.
TD$, Flutterwave and Polygon integration pilot in Kenya, with CBK and CMA.
Expansion to regional corridors and additional fintech partners.
Download the full white paper (PDF) for the complete picture behind TD$.
Fintechs, regulators, banks and development partners are invited to take part. Write to the AFIK engagement team at engagement@afik.or.ke.